Rent-to-Own with Eagle Carports

• Customer can be the owner or renter of the home and/or land.
• If a customer is a renter, the landlord MUST sign the landlord waiver.
• No Credit Check.
• Only one building per contract unless they are being connected.
• Building(s) must be certified.
• Building(s) must not be an occupied space.
(We do not finance barndominiums, tiny houses, container homes, lived-in outbuildings, etc.)
• $3,000 minimum amount required to qualify.
• RTO total cannot exceed $25,000.
• If RTO total exceeds $25,000 the customer MUST pay an extra down payment to meet the $18,000.
• The extra down payment will have a tax, which will be included in the amount paid.
• Extra down payment must be paid to Eagle Carports Inc. before we can approve the contract.
• On contracts with a subtotal of $10,000 or higher, the customer must provide proof of home/land ownership.
• Acceptable forms are: PVA/Tax Bill, Property Deed and/or Mortgage Statement.
• RTO contracts is 6 pages, including the Purchase Order Form (Landlord Waiver attached if needed)
• All pages must be signed or initialed in the designated areas before the contract can be processed.
• Must have the customer’s SSN (or at least last 4 digits), DOB, DL # and the 2 Required references.
• Prefer to have a copy of the Driver’s License but is not mandatory.
• 24 month term is acceptable on all orders $0 to $25,000 and has divisor rate of 14.4 .
• 36 month term is acceptable on all orders $0 to $25,000 and has divisor rate of 19.8 .
• 48 month term is acceptable on all orders $0 to $25,000 and has divisor rate of 21.6 .
• 60 month term is acceptable on all orders $0 to $25,000 and has divisor rate of 24 .
• Some terms will carry an origination fee and it will automatically populate the amount when you choose the term.
• Origination fee is a non-refundable fee paid to Heartland for processing the contract without a credit check.
• LDW (Loss Damage Waiver) must be checked “Accept” or “Do Not Accept”, initialed and explained to the customer.
• All labor charges must go under “Labor Fees”, to be paid at time of installation. Cannot finance a labor charge.
• LDW covers the unit only (no contents) and only for a Natural Disaster.
• Customer can have more than one contract as long as the RTO total of the contracts do not exceed the $20,000.
• If customer is paying on an existing unit on contract, they cannot have another contract unless Heartland sends approval.
• No penalty for early purchase.
• 90 Day SAC-exclusive to Eagle Carports Inc.
• Dealer’s commission is listed as security Deposit; it is refunded to the customer by Heartland once the customer reaches
ownership of the building.
• Dealer must collect, at least, a 10% security deposit.
• Customer may now choose a monthly or bi-weekly payment option.
• First month/bi-weekly payment and origination fee (if applicable) are due at time of installation.
• This is made payable to Eagle Carports Inc., via money order, cashier’s check, Visa, Master Card, Discover, or American Express.
• Once the unit is installed, we will invoice Heartland capital Investments, and the customer will contact them for future
payments or concerns.
* Prices and terms are subject to change without notice.